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Why do I need equine Farm and Ranch insurance?


It’s critical to have insurance protection against claims you may experience when managing your horse farm or ranch business. Markel Specialty has equine specialists writing our policies and helping with claims. We can provide liability, medical payments, along with property coverage for your home, stables, equipment, vehicles, valuables, and more—all in one policy.

What can horse farm and ranch insurance cover?


By choosing Markel Specialty’s horse farm and ranch insurance, you can get the insurance protection you need for both horse-related liability and for your farm and ranch.


General liability

  • Commercial general liability available limits*: $300k/$900k; $500k/$1.5m; $1m/$3m

  • Coverage includes full or limited premises, equine liability, professional liability, personal liability, $5,000 medical payments, $100,000 fire legal liability, excludes products liability

  • Our commercial general liability enhancement increases limits and provide additional coverages


Farm property

This coverage includes dwellings, outbuildings, farm personal property, and disruption of farming. AG Premier and AG Essential property enhancements available to increase limits and provide additional coverages.



Auto is only available for qualified customers' farm and personal vehicles when writing the farm package; monoline auto not available.


Excess liability

Excess liability is available over the underlying Markel Specialty general liability.


*Per occurrence is the maximum amount that may be paid on a covered individual claim; aggregate is the maximum amount that may be paid on all covered claims combined within the policy period.

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