What can insurance for commercial equine operations cover?

 

Markel Specialty’s commercial equine liability policy can supplement other coverage and horse-related liabilities.

 

General liability

Limits of $300,000 to $1 million are available for bodily injury and property damage. General liability aggregate limits are 3 times the liability per occurrence limit.

• Commercial general liability coverage applies on and off premises in the U.S. and U.S. territories.

• Fire legal liability up to $100,000 at no charge (in most states)

• Medical payments up to $5,000

• Limited professional liability coverage for trainers, riding instructors and clinicians personal/advertising injury included

• Products/completed operations included

• No liability deductible

• Defense cost paid in excess of policy limit

• Limited athletic participants coverage included

Insurance coverage for defense and court costs for litigation, according to policy limits, and payment for judgements up to the aggregate policy amount (per animal limit applies).

Available by endorsement to your commercial equine liability or horse farm package policies

• $10,000 liability limit for non-owned horse equipment

• Choose from various limits to meet your needs

• No deductible applies

• Excess or umbrella liability

​

Coverage is an excess limit of general liability over third party liability coverages. We require the primary general liability policy to be written with Markel Specialty. The auto and employers liability can be written with outside carriers. Self-insured retention of $10,000.

​

Additional coverages available (Care, custody and control)

​

Non-owned horse equipment

 

Available by endorsement to your commercial equine liability or horse farm package policies

• $10,000 liability limit for non-owned horse equipment

• Choose from various limits to meet your needs

• No deductible applies

​

Excess or umbrella liability

 

Coverage is an excess limit of general liability over third party liability coverages. We require the primary general liability policy to be written with Markel Specialty. The auto and employers liability can be written with outside carriers. Self-insured retention of $10,000.